Copyright & DMCA Policy

1. Ownership

Unless otherwise noted, original text, graphics, logos, site design, and other materials on https://moneyguardianusa.com are owned by Money Guardian USA or used under license. All rights reserved.

2. Permitted use

You may:

• Read and share links to our articles for personal, non-commercial purposes
• Quote brief excerpts with clear attribution and a link to the original URL

You may not, without prior written permission:

• Reproduce full articles or substantial portions for commercial use
• Republish our content as your own
• Train commercial AI systems on our content in violation of applicable law or these terms
• Remove copyright notices or watermarks

Permission requests: [email protected]

3. Reporting infringement (DMCA)

If you believe content on the Site infringes your copyright, send a notice that substantially complies with 17 U.S.C. § 512(c)(3) to our designated agent:

• DMCA Agent email: [email protected]
• Subject line: DMCA Takedown Notice
• Correspondence: Money Guardian USA operates as an online editorial publication in the United States. For correspondence, use the Contact form or email [email protected].

4. What your notice should include

1. A physical or electronic signature of the copyright owner or authorized agent
2. Identification of the copyrighted work claimed to be infringed
3. Identification of the material that is claimed to be infringing and information reasonably sufficient to locate it (URL)
4. Your contact information (address, telephone number, and email)
5. A statement that you have a good-faith belief that use of the material is not authorized by the copyright owner, its agent, or the law
6. A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner

5. Our response

Upon receiving a valid notice, we may remove or disable access to the allegedly infringing material and take other actions we deem appropriate, including notifying the poster if applicable.

6. Counter-notification

If you believe material was removed in error, you may submit a counter-notification pursuant to 17 U.S.C. § 512(g). Consult legal counsel for requirements. Send counter-notices to [email protected].

7. Repeat infringers

We may terminate access or other privileges for users who are determined to be repeat infringers where applicable.

8. Trademark

“Money Guardian USA”, “Money Guardian”, and related branding may not be used in ways that imply endorsement without permission.

9. Related policies

See also our Terms of Use and Contact page.