Legal
These Terms of Use (“Terms”) form a binding agreement between you and Money Guardian USA regarding your access to and use of https://moneyguardianusa.com and related services (the “Site”).
Effective September 9, 2026 · Last updated September 9, 2026
By accessing or using the Site, you agree to these Terms and our Privacy Policy, Cookie Policy, and Disclaimer. If you do not agree, do not use the Site.
You must be at least 13 years old to use the Site. If you are under the age of majority where you live, you may use the Site only with parental or guardian supervision. The Site is intended for a general adult audience interested in personal-finance education.
Content on the Site is for general informational and educational purposes only. It is not personalized financial, investment, tax, legal, insurance, or other professional advice. You are solely responsible for your decisions. Read our full Financial Disclaimer before relying on any content.
The Site does not currently require user accounts to read articles. If you subscribe to our newsletter, you agree to provide a valid email address and to receive messages related to that subscription. You may unsubscribe at any time using the link in our emails or by contacting us.
You agree not to:
Unless otherwise noted, all text, graphics, logos, illustrations, layout, and other materials on the Site are owned by Money Guardian USA or its licensors and are protected by copyright, trademark, and other laws. You may view and share links for personal, non-commercial use with attribution. You may not copy, modify, republish, or commercially exploit content without prior written consent, except for brief quotations with clear credit and a link back to the original page.
See our Copyright & DMCA Policy for infringement notices.
If you send feedback, story tips, corrections, or other materials, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, and publish that material for operating and improving the Site, subject to our Privacy Policy. Do not send confidential or proprietary information you do not want published.
The Site may link to or embed third-party websites, tools, products, or videos. We do not control and are not responsible for third-party content, policies, or practices. Your use of third-party services is at your own risk and subject to their terms.
We may earn commissions from qualifying purchases through affiliate links or similar partnerships. Compensated relationships do not change our editorial standards as described in our Editorial Policy and Affiliate Disclosure.
THE SITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS, OR THAT CONTENT IS COMPLETE, CURRENT, OR ACCURATE FOR YOUR SITUATION.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, MONEY GUARDIAN USA, ITS OPERATORS, AUTHORS, AND AFFILIATES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING FROM YOUR USE OF THE SITE OR RELIANCE ON ANY CONTENT. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF THESE TERMS OR THE SITE WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS (USD $100).
Some jurisdictions do not allow certain limitations; in those cases, our liability is limited to the fullest extent permitted by law.
You agree to defend, indemnify, and hold harmless Money Guardian USA and its operators from claims, damages, losses, and expenses (including reasonable attorneys’ fees) arising from your misuse of the Site, your violation of these Terms, or your violation of any rights of another person.
We may suspend or terminate access to the Site at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful. Provisions that by their nature should survive (including intellectual property, disclaimers, and limitation of liability) will survive termination.
These Terms are governed by the the laws of the United States, without regard to conflict-of-law principles. Except where prohibited, you agree that disputes will be resolved in courts located in the United States, and you consent to personal jurisdiction there. You may have additional mandatory consumer rights under local law.
We may revise these Terms periodically. The “Last updated” date will change when we do. Continued use of the Site after changes become effective constitutes acceptance of the revised Terms.
If any provision of these Terms is found unenforceable, the remaining provisions remain in effect. These Terms, together with the policies linked herein, constitute the entire agreement between you and us regarding the Site and supersede prior agreements on that subject.
Legal questions: [email protected] · Contact page
