Legal
This Privacy Policy explains how Money Guardian USA (“we,” “us,” or “our”) collects, uses, discloses, and safeguards information when you visit https://moneyguardianusa.com, subscribe to our newsletter, or otherwise interact with our services.
Effective September 9, 2026 · Last updated September 9, 2026
Money Guardian USA is an independent personal-finance editorial publication operated by Alex Rivera. We publish educational articles on budgeting, investing, credit, retirement, taxes, insurance, and related topics for readers in the United States.
This policy applies to information collected through:
It does not apply to third-party websites we may link to. Those sites have their own privacy practices.
We do not knowingly collect Social Security numbers, bank account numbers, government IDs, or payment card data through this website. We do not operate a storefront or process payments on-site today.
We use personal information to:
We do not sell personal information.
Depending on your location, we may process information based on: (a) your consent (for example, newsletter signup or non-essential cookies); (b) performance of a request you initiate (for example, answering a contact message); (c) our legitimate interests in operating a secure editorial website; and (d) legal compliance.
We use essential cookies or local storage to remember theme preference and your cookie consent choice. If we enable analytics or marketing technologies in the future, we will update this policy and our Cookie Policy, and request consent where required.
For details, categories, and controls, see our Cookie Policy.
We may share information with:
We do not sell, rent, or trade email addresses to data brokers for their independent marketing.
We use HTTPS and industry-standard hosting practices to help protect information. No method of transmission or storage is 100% secure. Please use strong unique passwords for your email account and be cautious of phishing.
Depending on where you live (including California and other U.S. states, and the EEA/UK), you may have rights to:
To exercise rights, email [email protected] or use our Contact page. We may need to verify your identity before fulfilling a request. We will not discriminate against you for exercising privacy rights.
In the preceding 12 months, depending on your use of the site, we may have collected identifiers (such as email), internet activity information, and inferences drawn from site usage for the purposes described above. We do not sell personal information and do not share personal information for cross-context behavioral advertising as those terms are commonly defined. California residents may request access, deletion, and correction as described in Section 10.
Our content is intended for a general audience and is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided information, contact us and we will delete it promptly.
If you access the site from outside the United States, you understand that information may be processed in the United States, where privacy laws may differ from those in your country. Where required, we rely on appropriate transfer safeguards.
Some browsers offer a “Do Not Track” signal. There is no uniform industry standard for responding to these signals. Our cookie banner and preference controls are the primary way to manage non-essential tracking if enabled.
We may update this Privacy Policy from time to time. The “Last updated” date at the top will change when we do. Material changes may also be highlighted on the site or announced by email to newsletter subscribers when appropriate.
Questions, requests, or concerns: [email protected] · Contact page
